Sunday 29 January 2012

Bad Credit Mobile Phones Are Inexpensive

By Tim Griffiths


The world went mobile in the early 1980's. It seemed that everywhere there were people, there were mobile phones in their hands on the street, and it became out of the ordinary to be without one. Some of the more popular phones and calling plans can usually only be obtained through contracts with large carriers. If a person has bad credit, this present quite a problem when trying to obtain mobile phone service contracts. Bad credit mobile phones and contracts can be available to those that have bad credit.

Credit that is less than perfect may be an issue when trying to purchase anything, and that includes obtaining a contract for a mobile phone. While many people do not like to be tied to contracts, they do give the person a certain degree of freedom. Calling plans allow people to set initial limits for minutes so they are free to make and receive calls without the worry of running out and having to call in to purchase them.

In order to obtain a contract with credit that may be less than perfect, it is necessary to pick the right carrier. Credit history may still be able to dictate the carrier that is chosen in order to be accepted, however, acceptance is possible. There are several carriers that will accept bad credit scores. Some carriers may limit the contracts to SIM only.

These particular networks have lower approval scores, and therefore the chances of obtaining the contract are much better. It is necessary to go directly through the particular carrier. Attempting to go through a third party in order to obtain the contract compromises the chances of acceptance.

In order to increase the chances of acceptance, choose phones that are of lower value, or at least not the most expensive. Also, select plans that include the SIM only when choosing. These are the best options for acceptance, and there is really nothing to lose by applying.

The larger carriers also have plans available known as pay as you go. These can be used for people that do not want to be tied to a contract, or for those people that do not have the option of one. Pay as you go may be the only choice for many however, it has several advantages.

More recently, these plans have become much more popular, and so the phones available for them are more popular too. Many phones are available to choose from in various price ranges, and from different carriers. A special advantage is that everything is paid in advance.

Another really great advantage to the prepaid plan is that there are no unexpected charges to show up later. Everything is paid for in advance, and no bill, means no charges. The owner has control over how many minutes are used and when they are renewed.

So, if a contract is just not an option, prepaid may be the best idea. Advantages and disadvantages exist with both plans, but one this is for sure, they have become more than just a luxury item. Bad credit mobile phones can be obtained in many different styles with contracts or without, just apply.




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