Monday 22 June 2009

Don't Sign Up For No Credit Check Cellular Phone Services Until You Read This

By Chris J. Floyd

With the advent of no credit check wireless, several advantages are offered to those who have less than perfect credit rating. This lack of credit rating can be due to any number of reasons such as past credit problems, being too young or being a new comer who does not qualify for credit due to income or other criteria the credit companies use.

When someone signs a contract for cellular phone services, there are certain requirements that a customer must agree to. For example, the customer must stay with the company in question for a period of one to two years. If this contract is broken or ended early, there is usually a substantial penalty that is due to the company should you end your contract before that set time period has expired.

To ensure that a consumer can meet monetary obligations, many providers of cellular phone services require a mandatory credit check to see that past payment history is very good. Often, the cellular phone services company will require that the customer can provide a credit card that the monthly cost can be drawn from to ensure that the company receive their payment regularly. If a person doesn't have a credit card or good enough credit history, then that person will more than likely be denied a cell phone. With a no credit check wireless cell phone there is no long term time period that you have to purchase service for. Instead, air time minutes are purchased for approximately 60 to 90 days, or up until they are consumed, whichever comes first.

Many no credit check cellular phone services rent time from the big carriers like AT&T, so even if you get a prepaid or no credit check cell phone, you will get service that has as extensive a coverage area as the big carriers. Like the phones covered under the set-period plans, you can use the phones for long distance calls, and the cost to make them has decreased in price as nationwide coverage has decreased in price.

Although the phones used on a no credit check basis are somewhat more limited in function than those offered on other types of plans, there are a few advantages to getting one of these phones. For one thing, many of these entry level phones can be purchased for under $20, making them perfect for older folks and children. They have fewer features and are far easier to use for members of these age groups.

In the event that you've lost your phone, you don't need to worry as much, due to its low value. Also, if the unit is lost or stolen, you don't have to worry about the problem of someone running up a huge phone bill that you might find yourself liable for. Instead, the phones have a set number of airtime minutes that once gone render the phone unusable. This choice is also a good way to limit the phone's use to strictly an emergency basis for a child or teen. In order to keep the phone active, all that needs to be done is purchase around 30 minutes of airtime every 60 or 90 days, otherwise you can just use up the minutes and allow the service to expire. You can easily get service again at a later time with no penalties for early termination.

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